3. Registration and accreditation

3.1. To use SpeedSellX services, the partner must complete full registration, providing true, updated, and verifiable information.

3.2. The partner is solely responsible for the accuracy of the information provided and must keep it updated, under penalty of suspension or account blocking.

3.3. SpeedSellX may request additional documents, evidence, and information for identity validation, fraud prevention, and regulatory compliance (KYC and AML).

3.4. The use of the platform is restricted to individuals over 18 years old and duly incorporated legal entities.

4. Merchant of record (MoR) model

4.1. By accepting these Terms, the partner acknowledges that SpeedSellX operates under the Merchant of Record model , acting as the legal and fiscal seller before the end customer

4.2. In this model, SpeedSellX: a) Processes payments and receives sales amounts directly from customers; b) Issues invoices or receipts in the name of SpeedSellX; c) Guarantees the net transfer to the partner, after deducting fees, taxes, and applicable charges; d) Manages refunds, chargebacks, and disputes with acquirers and card brands; e) Assumes fiscal and legal obligations of the commercial operation before the end customer.

4.3. The partner irrevocably and irreversibly authorizes SpeedSellX to:

● Receive amounts on its behalf;

● Withhold and deduct fees, taxes, and charges;

● Execute refunds and chargebacks when necessary;

● Share information with payment processors, banks, and competent authorities for legal and fiscal compliance purposes.

5. Partner Responsibilities

5.1. The partner is directly responsible for the delivery and quality of products and services offered to consumers, committing to fully comply with: a) Consumer protection and intellectual property laws; b) SpeedSellX’s usage, advertising, and security policies; c) Ethical and commercial best practices applicable to e-commerce.

5.2. The partner must ensure that its offers, marketing materials, and sales pages comply with Brazilian and international advertising and consumer laws.

5.3. The partner acknowledges that any infraction, fraud, or serious complaint may result in immediate account suspension and withholding of funds until the facts are investigated.

6. SpeedSellX Responsibilities

6.1. SpeedSellX commits to:

● Process financial transactions securely;

● Issue invoices and payment receipts;

● Make financial transfers transparently and periodically;

● Comply with anti-money laundering, anti-corruption, and data protection standards.

6.2. SpeedSellX is not responsible for the content, accuracy, or promised results of the products marketed by partners.

7. Fees, Charges, and Payouts

7.1. SpeedSellX may charge fees on each transaction, including processing, maintenance, and prepayment fees when applicable

7.2. The net amount to be transferred to the partner will be calculated after deducting:

● SpeedSellX’s service fees;

● Taxes related to the operation;

● Any refunds, chargebacks, or penalties.

7.3. Transfers will occur according to the schedule established in internal policies, respecting settlement timelines and security holding periods.

8. Holds, Withholdings, and Frauds

8.1. SpeedSellX may temporarily hold funds to cover potential refunds, disputes, frauds, or operational inconsistencies.

8.2. If irregularities are found, the partner’s account may be suspended and funds withheld until the investigation is concluded.

8.3. SpeedSellX reserves the right to withhold funds and unilaterally terminate the contract in the event of proven fraud, legal violation, or reputational risk.

9. Refund Policy

9.1. SpeedSellX is responsible for processing refunds on behalf of partners, according to the SpeedSellX Refund Policy , available on the official website.

9.2. Requests must be submitted through official support channels and will be analyzed according to the criteria and deadlines defined in that policy.

9.3. The partner expressly authorizes SpeedSellX to issue direct refunds to the end customer when:

● There is an operational error or duplicate payment;

● Required by law, acquirer, or regulatory body;

● Failure to deliver the product or service is proven.

9.4. The corresponding amount will be deducted from the partner’s payable balance.

10. Data Protection (LGPD)

10.1. SpeedSellX complies with the Brazilian General Data Protection Law (Law nº 13.709/2018) and other applicable international legislation.

10.2. The partner is responsible for proper handling of data collected directly through their own external channels.

10.3. SpeedSellX may store, process, and share personal data with payment processors, auditors, and competent authorities, always with legal basis and legitimate purpose.

11. Compliance, Anti-Corruption, and AML

11.1. The partner declares compliance with anti-corruption and anti-money laundering laws, including the UK Bribery Act , Foreign Corrupt Practices Act (FCPA) , and Brazilian Law nº 12.846/2013.

11.2. Any violation of these regulations will result in immediate contract termination and notification to competent authorities.

11.3. SpeedSellX may conduct audits and request documentation at any time.

12. Confidentiality and Intellectual Property

12.1. Both parties agree to maintain confidentiality regarding all commercial, strategic, financial, and technological information obtained during the validity of this contract.

12.2. The partner acknowledges that all SpeedSellX trademarks, logos, systems, and software are the exclusive property of the company, and any copying, misuse, or reproduction without express authorization is strictly prohibited.

13. Term and Termination

13.1. This agreement is valid for an indefinite period, taking effect upon acceptance of the Terms or the beginning of transactions

13.2. SpeedSellX may terminate this agreement at any time in cases of:

● Fraud, legal violation, or contractual breach;

● Risk of reputational damage;

● Inactivity or registration irregularity by the partner.

13.3. Termination does not exempt the partner from pending obligations.

14. Final Provisions

14.1. This instrument constitutes the entire agreement between the parties, superseding any previous understandings.

14.2. SpeedSellX may amend these Terms of Use by publishing the updated version on its official website, effective immediately.

14.3. The parties elect the Court of the domicile of SpeedSellX LTDA, Brazil , as the exclusive jurisdiction to resolve any disputes, waiving any other, however privileged.

15. Appendix — Prohibited Products

The sale of the following products or services is strictly prohibited:

● Pornographic, illegal content, or that promotes hate and discrimination;

● Spyware, guaranteed-earnings schemes, raffles, lotteries, or pyramid schemes;

● Physical products without a digital component;

● Any item infringing copyrights, trademarks, or third-party intellectual property;

● Controlled substances, medications, weapons, tobacco, alcohol, gambling, or unauthorized financial services.

Violation of these rules will result in immediate account suspension, fund withholding, and potential communication to authorities.